Old Republic International Stock Analysis

ORI Stock  USD 41.77  0.43  1.04%   
Below is the normalized historical share price chart for Old Republic International extending back to March 17, 1980. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Old Republic stands at 41.77, as last reported on the 8th of February, with the highest price reaching 42.28 and the lowest price hitting 41.51 during the day.
IPO Date
26th of March 1990
200 Day MA
40.2535
50 Day MA
43.297
Beta
0.789
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Old Republic Interna holds a debt-to-equity ratio of 0.281. As of now, Old Republic's Interest Debt Per Share is increasing as compared to previous years. With a high degree of financial leverage come high-interest payments, which usually reduce Old Republic's Earnings Per Share (EPS).

Asset vs Debt

Equity vs Debt

Old Republic's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Old Republic's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Old Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Old Republic's stakeholders.
For many companies, including Old Republic, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Old Republic International, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Old Republic's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
1.7426
Price Sales
1.1313
Shares Float
244.5 M
Dividend Share
1.16
Wall Street Target Price
42.5
As of now, Old Republic's Capital Stock is decreasing as compared to previous years. The Old Republic's current Stock Based Compensation is estimated to increase to about 23.5 M, while Total Stockholder Equity is projected to decrease to under 3.6 B. . As of now, Old Republic's Price Fair Value is increasing as compared to previous years.
Old Republic International is fairly valued with Real Value of 41.94 and Target Price of 42.5. The main objective of Old Republic stock analysis is to determine its intrinsic value, which is an estimate of what Old Republic International is worth, separate from its market price. There are two main types of Old Republic's stock analysis: fundamental analysis and technical analysis.
The Old Republic stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Old Republic's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Republic International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.

Old Stock Analysis Notes

About 77.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.74. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Old Republic Interna last dividend was issued on the 2nd of January 2026. The entity had 5:4 split on the 3rd of January 2006. Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company was founded in 1923 and is based in Chicago, Illinois. Old Republic operates under InsuranceDiversified classification in the United States and is traded on New York Stock Exchange. It employs 9600 people. To find out more about Old Republic International contact Rande Yeager at 312 346 8100 or learn more at https://www.oldrepublic.com.

Old Republic Quarterly Total Revenue

2.34 Billion

Old Republic Interna Investment Alerts

Old Republic International has 1.59 B in debt with debt to equity (D/E) ratio of 0.28, which may show that the company is not taking advantage of profits from borrowing. Old Republic Interna has a current ratio of 0.56, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. That said, strategic use of leverage may enable Old to fund expansion initiatives and generate superior returns.
Over 77.0% of Old Republic shares are owned by institutional investors
On 14th of January 2026 Old Republic paid $ 2.5 per share dividend to its current shareholders
Latest headline from thelincolnianonline.com: Old Republic International SVP Carolyn Monroe Sells 5,526 Shares of Stock

Old Largest EPS Surprises

Earnings surprises can significantly impact Old Republic's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2010-07-22
2010-06-300.060.05-0.0116 
2000-01-27
1999-12-310.180.20.0211 
1996-01-29
1995-12-310.190.210.0210 
View All Earnings Estimates

Old Republic Environmental, Social, and Governance (ESG) Scores

Old Republic's ESG score is a quantitative measure that evaluates Old Republic's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Old Republic's operations that may have significant financial implications and affect Old Republic's stock price as well as guide investors towards more socially responsible investments.

Old Stock Institutional Investors

Shares
Fmr Inc2025-06-30
2.9 M
Lsv Asset Management2025-06-30
2.7 M
Morgan Stanley - Brokerage Accounts2025-06-30
2.6 M
Amvescap Plc.2025-06-30
2.5 M
Charles Schwab Investment Management Inc2025-06-30
2.1 M
Miller Howard Investments Inc2025-06-30
M
First Trust Advisors L.p.2025-06-30
1.8 M
Ubs Asset Mgmt Americas Inc2025-06-30
1.7 M
Captrust Financial Advisors2025-06-30
1.6 M
Blackrock Inc2025-06-30
27.8 M
Vanguard Group Inc2025-06-30
25.3 M
Note, although Old Republic's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Old Market Capitalization

The company currently falls under 'Large-Cap' category with a total capitalization of 10.34 B.

Old Profitablity

The company has Net Profit Margin of 0.1 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.12 %, which entails that for every 100 dollars of revenue, it generated $0.12 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.03  0.03 
Return On Capital Employed 0.04  0.04 
Return On Assets 0.03  0.03 
Return On Equity 0.16  0.11 

Management Efficiency

Old Republic Interna has Return on Asset of 0.0272 % which means that on every $100 spent on assets, it made $0.0272 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1631 %, implying that it generated $0.1631 on every 100 dollars invested. Old Republic's management efficiency ratios could be used to measure how well Old Republic manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.03. The current Return On Capital Employed is estimated to decrease to 0.04. As of now, Old Republic's Other Assets are increasing as compared to previous years. The Old Republic's current Total Current Assets is estimated to increase to about 3.9 B, while Other Current Assets are forecasted to increase to (9.9 B).
Last ReportedProjected for Next Year
Book Value Per Share 24.32  12.45 
Tangible Book Value Per Share 24.32  12.29 
Enterprise Value Over EBITDA 10.07  9.57 
Price Book Value Ratio 1.88  1.98 
Enterprise Value Multiple 10.07  9.57 
Price Fair Value 1.88  1.98 
Enterprise Value8.7 B9.2 B
The strategic initiatives led by Old Republic's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Dividend Yield
0.0281
Operating Margin
0.1174
Profit Margin
0.1024
Forward Dividend Yield
0.0278
Beta
0.789

Technical Drivers

As of the 8th of February, Old Republic holds the Coefficient Of Variation of 864.77, risk adjusted performance of 0.0985, and Semi Deviation of 2.07. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Old Republic, as well as the relationship between them.

Old Republic Interna Price Movement Analysis

Illegal number of arguments. The output start index for this execution was zero with a total number of output elements of zero. The Weighted Moving Average calculates a weight for each value in Old Republic price series with the more recent values given greater weights.

Old Republic Interna Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Old Republic insiders, such as employees or executives, is commonly permitted as long as it does not rely on Old Republic's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Old Republic insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Old Republic Outstanding Bonds

Old Republic issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Old Republic Interna uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Old bonds can be classified according to their maturity, which is the date when Old Republic International has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Old Republic Predictive Daily Indicators

Old Republic intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Old Republic stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Old Republic Corporate Filings

F4
4th of February 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
2nd of February 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
22nd of January 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
29th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
12th of December 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
9th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
4th of December 2025
Other Reports
ViewVerify
F4
20th of November 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Old Republic Forecast Models

Old Republic's time-series forecasting models are one of many Old Republic's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Old Republic's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Old Republic Bond Ratings

Old Republic International financial ratings play a critical role in determining how much Old Republic have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Old Republic's borrowing costs.
Piotroski F Score
5
HealthyView
Beneish M Score
(2.48)
Unlikely ManipulatorView

Old Republic Interna Debt to Cash Allocation

As Old Republic International follows its natural business cycle, the capital allocation decisions will not magically go away. Old Republic's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Old Republic International has 1.59 B in debt with debt to equity (D/E) ratio of 0.28, which may show that the company is not taking advantage of profits from borrowing. Old Republic Interna has a current ratio of 0.56, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. That said, strategic use of leverage may enable Old to fund expansion initiatives and generate superior returns.

Old Republic Total Assets Over Time

Old Republic Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Old Republic uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Old Republic Debt Ratio

    
  3.75   
It feels like most of the Old Republic's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Old Republic's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Old Republic, which in turn will lower the firm's financial flexibility.

Old Republic Corporate Bonds Issued

Most Old bonds can be classified according to their maturity, which is the date when Old Republic International has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Old Short Long Term Debt Total

Short Long Term Debt Total

1.67 Billion

As of now, Old Republic's Short and Long Term Debt Total is increasing as compared to previous years.

About Old Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Old Republic prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Old shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Old Republic. By using and applying Old Stock analysis, traders can create a robust methodology for identifying Old entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.13  0.13 
Operating Profit Margin 0.13  0.22 
Net Profit Margin 0.10  0.09 
Gross Profit Margin 0.50  0.53 

Current Old Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Old analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Old analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
42.5Buy3Odds
Old Republic International current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Old analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Old stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Old Republic Interna, talking to its executives and customers, or listening to Old conference calls.
Old Analyst Advice Details

Old Stock Analysis Indicators

Old Republic International stock analysis indicators help investors evaluate how Old Republic stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Old Republic shares will generate the highest return on investment. By understating and applying Old Republic stock analysis, traders can identify Old Republic position entry and exit signals to maximize returns.
Begin Period Cash Flow202.8 M
Long Term Debt1.6 B
Common Stock Shares Outstanding249.6 M
Total Stockholder Equity5.9 B
Total Cashflows From Investing Activities-7.2 M
Tax Provision242.1 M
Quarterly Earnings Growth Y O Y0.973
Cash And Short Term Investments263.2 M
Cash263.2 M
Net Debt1.3 B
50 Day M A43.297
Other Operating Expenses7.9 B
Non Current Assets Total18.7 B
Non Currrent Assets Other1.8 B

Complementary Tools for Old Stock analysis

When running Old Republic's price analysis, check to measure Old Republic's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Republic is operating at the current time. Most of Old Republic's value examination focuses on studying past and present price action to predict the probability of Old Republic's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Republic's price. Additionally, you may evaluate how the addition of Old Republic to your portfolios can decrease your overall portfolio volatility.
Analyst Advice
Analyst recommendations and target price estimates broken down by several categories
Bonds Directory
Find actively traded corporate debentures issued by US companies
Portfolio Suggestion
Get suggestions outside of your existing asset allocation including your own model portfolios
Idea Analyzer
Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas
Idea Optimizer
Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals
Watchlist Optimization
Optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm
Portfolio Rebalancing
Analyze risk-adjusted returns against different time horizons to find asset-allocation targets